Here are common financial plans that buyers make.

Cash – Cold cash payers are given the highest negotiating leverage and priority to buy a property. It is easier to negotiate for discounts if you have your cash at hand.  

Bank mortgage – Bank loans are very popular due to long payment terms of 5 -20 years, and in some rare cases, 25 years. You have the option to get locked interest rates for the entire duration of the loan or have the interest rates re-priced every year to the current market rate. See our mortgage services.

In-house payment schemes – Named as such because the builder provides creative financing to their buyers.  In-house loans are usually shorter than bank mortgages and span anywhere from 1-5 years, depending on the builder.