It’s not always best to shop around for a loan by going to the different banks and getting different quotes. Different banks have different requirements and procedures. Some can be easier for you and some may not. When buying a property, time is of the essence. Instead of talking to too many mortgage agents, why not ask your licensed Realtor to help you out. The realtor can give you an unbiased opinion on which banks can be easier for your situation and give you pros and cons of each loan provider. Best of all, you can ask him to help you apply for different loans and you only get to update from one person.